VELOX - 4 Shopping Tips for Buying Boat Insurance

4 Shopping Tips for Buying Boat Insurance

Just like your cars and homes, your boat needs insurance as well. Boat insurance covers repair costs, including weather-related damages. Most importantly, it covers medical expenses in the event of a boating accident.

Choosing the right boat insurance coverage is essential. But how do you what’s best for you? To answer this question, here are some tips you need to remember.

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VELOX - 5 Mistakes Parents Make When Insuring Teen Drivers

5 Mistakes Parents Make When Insuring Teen Drivers

Do you have a teen driver in the family? Or is your teen about to get a driver’s license? Then you should know how worrisome it is to get them behind the wheel. Not only are they inexperienced but they are prone to accidents as well. Aside from that, you need to prepare for a higher car insurance rate.

Does car insurance have to be very expensive for teen drivers? No. What most parents don’t realize is that there are some things they aren’t doing right on their car insurance. Let’s take a look at the five common mistakes parents with teen drivers make when insuring their vehicle.

 

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VELOX - What Business Owners Need To Know About Commercial Auto Insurance

What Business Owners Need To Know About Commercial Auto Insurance

Business owners face a lot of financial risks every day. These risks vary from liability concerns to workers compensation problems. If you have commercial vehicles your risks are very high every time an employee takes a vehicle out on the road but commercial auto insurance will protect you and your business in case of road accidents.

 

In the article below we’re going to outline some of the basics of commercial auto coverage, but the best way to determine if you have the right commercial auto insurance policy is to work with a licensed independent insurance agent.

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VELOX - Why You May Need Flood Insurance

Why You May Need Flood Insurance

Where there’s rain, there’s a possibility of a flood. While flood insurance is required for those living in flood-prone areas, others should consider getting it too. Flash flooding due to intense storms can cause significant damages to your property. In fact, it can easily be destroyed to the point that you will need to rebuild it if the flood is bad enough. Reconstructing a property may take months to a year, or even more and it probably won’t be covered at all by your homeowners insurance.

 

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30 Ways to Save Money on Georgia Home Insurance

30 Ways to Save Money on Georgia Home Insurance

1. Raise Your Deductible

The insurance coverage for the contents of your home will have a deductible, which is an amount you will need to pay before the insurance company is on the hook.  Higher deductibles means less claims so insurers will charge you less.  Since you often wouldn’t file a small claim anyway it’s best to keep this as high as you could reasonably afford.  

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