Motorcycle Insurance Basics

Motorcycle Insurance Basics

What you need to know about motorcycle insurance Atlanta, GA coverage.

Riding a motorcycle is one of the best ways to enjoy the open road. However, just like driving a car, driving a motorcycle comes with risks, which is where your basic motorcycle insurance Atlanta, GA comes in. Keep these coverage considerations in mind to ensure that you are safe while cruising down the road.

  • Liability – which will provide coverage for property damage and injuries that you cause to another person during an accident. Keep in mind that your liability coverage will not provide protection for damage that is done to your bike. Some liability will cover injuries that are caused to your own passengers, but every policy is different so make sure to take a close look at your specific policy.
  • Collision – which will provide coverage for damage that is done to your motorcycle during accident. If your bike is totaled after an accident, you will get a payout of the actual cash value (ACV) of your bike.
  • Comprehensive – which will cover damages that occur due to an incident other than a crash, such as theft, fire, or vandalism. Just like collision coverage, comprehensive coverage will provide a payout of the ACV if your motorcycle is a total loss after the incident.
  • Personal injury protection – also known as PIP, this coverage option will provide protection for you and your passengers who are injured during an accident, no matter who is at fault for the crash. It will typically cover the cost of any medical expenses, lost wages, and funeral costs that you incur after the accident.

When looking for the right motorcycle insurance Atlanta, GA policy, contact Velox Insurance. We can help with all of your Georgia insurance coverage needs to make sure that you have the protection that you deserve, all at the right price to fit your budget.