A vehicle collision may occur every five seconds in the United States. A person dies every twelve minutes, and a person gets injured in an accident every 10 seconds. As a business owner, it’s important that you have a commercial auto liability policy that will fully protect you. That policy should be iron-clad. It is also important to initiate a program for employee road safety. It can help reduce the risks of your workers getting involved in a crash.
Check the minimum insurance requirements of your state. There is a possibility that the minimum coverage is not the same as what you need.
Whenever you decide on the required coverage, make sure that you have coverage that is equal to the total value of your assets. Continue reading
Many people do not understand the huge bills and worries that come with motorcycle accidents. Many times, even bike owners aren’t aware of it until an accident has occurred. Motorcyclists should be very careful every time they get on their bike. It is necessary for the protection of their life and to avoid damage to their motorcycle. Continue reading
There are so many kinds of recreational vehicles that exist nowadays that a single policy cannot handle every type of recreational vehicle. Not a lot of people own more than one camper. Recreational vehicles or RVs may come in various sizes and shapes. Continue reading
Car insurance is one of the most important types of insurance that will meet most people’s needs. Being part of an automobile accident is terrible enough, and not having car insurance will only make it worse.
There are plenty of reasons why we improve our homes. Among them are to increase market value and to reduce home insurance rates. But for the most part, we just wanted our homes to look pleasing to the eyes. And what’s the best way to do that? Apply a nice coat of paint, of course!
We all want to save on expenses, right? Thus, as much as possible, we want to do home improvement projects ourselves. A DIY home painting project requires minimal effort and the right kind of paint.
It is important to note that there are paints that are dangerous to your health. Hence, you wouldn’t want to use those for your home. Paint fumes aren’t just a simple case of bad smell – they can harm you in ways you don’t know. So before you start your project, keep these safe painting tips in mind.
When you first drive your car in the morning, you may hear your brakes squealing – especially after rain or snow. That happens when the surface rust is being scraped off the rotors the first few times the brakes are applied. It shouldn’t be worrisome when it goes away after a few brake applications. But what if the noise doesn’t go away?
If the noise persists while you’re driving, it is often a dangerous situation, and it needs fixing. Have it checked by your mechanic as soon as possible. When left unattended, it may have grave consequences and repairs may become very expensive.
In the past years, a growing number of residents in Texas are now concerned about the mold in their businesses and homes. Here, we will give you general information regarding mold and how the insurers respond to mold problems. This information applies to homeowners, businesspeople, renters, and owners of condominiums.
If your company operates using vehicles, you might want to purchase auto insurance coverage for your enterprise. However, before you get a policy, it is best if you understand the issues to consider and the fundamentals in commercial auto insurance policies.
The following are the basic things that you should ask yourself before you buy a commercial auto policy. Your given information will make it easier in comparing coverage and making an informed choice.
In the present times, more and more people are looking at renting as opposed to owning a house. The traditional idea of homeownership being the “American Dream” is starting to fade, as millennials are beginning to opt for renting instead. Having to rent a place could mean having fewer things to worry about. Plus, today’s population seems to want to keep a proactive lifestyle where work-life balance can be made possible.
Although renting has become quite trendy, recent studies show that only 37 percent of renters have a renter’s policy. In most cases, renters assume that they are covered by their landlord’s insurance policy, but generally the landlord’s policy is only going to cover damage to the home itself – it won’t cover the tenant’s belongings.